ACQUISITION FINANCE

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WORKING CAPITAL

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ASSET-BASED LENDING

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PO / TRADE FINANCING

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SPECIAL SITUATIONS

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OPERATOR-LED UNDERWRITING

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CROSS-BORDER TRANSACTIONS

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CAPITAL PLACEMENT

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COO/CFO SUPPORT

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PRIVATE CREDIT

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ACQUISITION FINANCE 〰️ WORKING CAPITAL 〰️ ASSET-BASED LENDING 〰️ PO / TRADE FINANCING 〰️ SPECIAL SITUATIONS 〰️ OPERATOR-LED UNDERWRITING 〰️ CROSS-BORDER TRANSACTIONS 〰️ CAPITAL PLACEMENT 〰️ COO/CFO SUPPORT 〰️ PRIVATE CREDIT 〰️

Turning Operational Complexity Into Approved Capital

Rock Clover helps operationally complex businesses become financeable, restructure or refinance their capital stack, and execute through growth, turnaround, or acquisition — using private credit, ABL, equipment finance, inventory revolvers, and fractional COO/CFO support.

CAPITAL ARCHITECTURE

We structure ABL facilities, equipment lines, inventory revolvers, acquisition debt, working-capital facilities, and private credit solutions for companies that do not fit a traditional bank profile.

TURNAROUND & FINANCEABILITY

We step in as fractional COO/CFO partners to improve reporting, cash flow, margins, systems, lender readiness, and operating discipline.

SPONSOR-LED ACQUISITIONS

In select transactions, Rock Clover can help originate, underwrite, structure, participate in, and support acquisitions through post-close governance.

WHY LENDERS CARE ROCK CLOVER IS INVOLVED

Rock Clover’s involvement gives lenders more than a cleaner submission. In select transactions, we provide pre-submission underwriting, capital stack design, lender-facing documentation, and post-close operating oversight.

That helps lenders evaluate the actual deal risk instead of reacting to perceived risk, while giving them greater confidence that the business will be managed with discipline after funding.

We don’t just source the capital. We underwrite your first story.
— R. Alvey - Founder